{"id":37237,"date":"2019-06-12T15:00:12","date_gmt":"2019-06-12T12:00:12","guid":{"rendered":"https:\/\/www.bghaber.org\/bghaber\/?p=37237"},"modified":"2019-06-24T18:19:53","modified_gmt":"2019-06-24T15:19:53","slug":"2018deki-rekor-seviyenin-ardindan-bulgaristanda-banka-karlari-artmaya-devam-ediyor","status":"publish","type":"post","link":"https:\/\/www.bghaber.org\/bghaber\/2018deki-rekor-seviyenin-ardindan-bulgaristanda-banka-karlari-artmaya-devam-ediyor\/","title":{"rendered":"2018\u2019deki rekor seviyenin ard\u0131ndan Bulgaristan\u2019da banka k\u00e2rlar\u0131 artmaya devam ediyor"},"content":{"rendered":"<p><b>Bu y\u0131l\u0131n ilk d\u00f6rt ay\u0131nda Bulgaristan&#8217;daki bankalar 232 milyon avro (454 milyon leva) net k\u00e2r bildirdi. Bu Nisan 2018\u2019e k\u0131yasla %14.5 daha fazla. \u201cSega\u201d gazetesi, bu \u00e7ift haneli b\u00fcy\u00fcmenin, bir y\u0131ldan fazla bir s\u00fcredir mevcut g\u00f6r\u00fclmemi\u015f d\u00fc\u015f\u00fck faiz oranlar\u0131 ortaminda etkileyici oldu\u011funu yorumlad\u0131.<\/b><\/p>\n<p>2018 y\u0131li boyunca, bankac\u0131l\u0131k sisteminin k\u00e2r\u0131 850 milyon avro (1milyar 670 milyon leva)\u2019ya vard\u0131. Son 10 y\u0131lda rekor bir seviye olan 2017&#8217;ye k\u0131yasla % 40 art\u0131\u015f var. Krediler ve mevduatlar artmaya devam etti ve Nisan ay\u0131n\u0131n sonunda 31,9 milyar Avro (62,3 milyar leva ve 46,8 milyar Avro (91,6 milyar leva) olarak hesapland\u0131.Kredi vermeler artarken ve neredeyse s\u0131f\u0131r depozito maliyeti, bu y\u0131l\u0131n ilk d\u00f6rt ay\u0131nda 467 milyon avro (912.6 milyon leva), yani bir y\u0131l \u00f6ncesine g\u00f6re % 5.5 daha fazla faiz kazanc\u0131na yol a\u00e7t\u0131. Bununla birlikte, net \u00fccret ve komisyon geliri iki kat artarak Ocak &#8211; Nisan aylar\u0131 aras\u0131nda 2018\u2019e kiyasla % 10 daha fazla olan 185 milyon avro (360.8 milyon leva) \u2019ya ula\u015ft\u0131.<\/p>\n<p>Bulgaristan&#8217;daki bankac\u0131l\u0131k sisteminin iyi mali sonu\u00e7lar\u0131na, k\u00f6t\u00fc kredilerin silinme maliyetinin d\u00fc\u015f\u00fck olmas\u0131 da katk\u0131da bulunuyor. Ge\u00e7en y\u0131l\u0131n\u0131n ilk d\u00f6rt ay\u0131nda, takipteki alacaklar\u0131n de\u011fer d\u00fc\u015f\u00fckl\u00fc\u011f\u00fcn\u00fcn maliyeti 67 milyon avro (131 milyon leva). Bu sene 30 Nisan itibar\u0131yla bu harcamalar 56 milyon Avro (110 milyon leva) oldu. Merkez Banka verilerine g\u00f6re, takipteki alacaklar art\u0131k 3.4 milyar avro&#8217;dur (6.71 milyar leva), bu da bankac\u0131l\u0131k sisteminin toplam kredi portf\u00f6y\u00fcn\u00fcn % 7.4&#8217;\u00fcne tekab\u00fcl etmektedir.<\/p>\n<p>Bulgaristan&#8217;\u0131n Avro b\u00f6lgesi bekleme odas\u0131na girme adayl\u0131\u011f\u0131 ile ilgili olarak, Avrupa Merkez Bankas\u0131 alt\u0131 bankan\u0131n mal varl\u0131\u011f\u0131n\u0131n incelemesini bu ay sonuna kadar tamamlamal\u0131. En b\u00fcy\u00fck \u00fc\u00e7 banka yoklan\u0131yor: UniCredit Bulbank, Banka DSK ve OBB. \u201cSega\u201d gazetesi Bulgar kat\u0131l\u0131m\u0131 a\u011f\u0131rl\u0131kl\u0131 olan P\u0131rva \u0130nvestitsionna Banka (Fibank), Merkez Kooperatif Bankas\u0131 (CCB) ve \u0130nvest Bank\u2019\u0131n da yokland\u0131\u011f\u0131n\u0131 ekliyor.<\/p>\n<p>Derleyen: Stoimen Pavlov<\/p><div id=\"bghab-3726799418\" class=\"bghab-icerik-icine bghab-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6203283170189293\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-client=\"ca-pub-6203283170189293\" \ndata-ad-slot=\"7303146466\" \ndata-ad-layout=\"in-article\"\ndata-ad-format=\"fluid\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>T\u00fcrk\u00e7esi: M\u00fcjgan Baharova<\/p>\n<p>BNR<\/p>\n<div id=\"bghab-3748212451\" class=\"bghab-yazi-altinda bghab-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<!-- bghaber-yaz\u0131-sonu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6203283170189293\"\r\n     data-ad-slot=\"4222328180\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><br style=\"clear: both; display: block; float: none;\"\/>","protected":false},"excerpt":{"rendered":"<p>Bu y\u0131l\u0131n ilk d\u00f6rt ay\u0131nda Bulgaristan&#8217;daki bankalar 232 milyon avro (454 milyon leva) net k\u00e2r bildirdi. Bu Nisan 2018\u2019e k\u0131yasla %14.5 daha fazla. \u201cSega\u201d gazetesi,<\/p>\n","protected":false},"author":13,"featured_media":34361,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[9],"tags":[1471,30,501,1297],"class_list":["post-37237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bulgaristan","tag-leva","tag-para"],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pc2PfJ-9GB","jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.bghaber.org\/bghaber\/wp-content\/uploads\/2019\/02\/leva-20-banknot.jpg?fit=750%2C422&ssl=1","_links":{"self":[{"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/posts\/37237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/comments?post=37237"}],"version-history":[{"count":0,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/posts\/37237\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/media\/34361"}],"wp:attachment":[{"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/media?parent=37237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/categories?post=37237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bghaber.org\/bghaber\/wp-json\/wp\/v2\/tags?post=37237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}